Planning, Enjoying & Preserving
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Planning

It’s all too easy to put off planning for your financial future, so we want to make it as easy as possible for you to make a start. We’ll help you establish a logical, affordable, personalised financial plan by taking account of your commitments and ambitions and exploring ways of achieving your goals. The plan will help you make the most of your current income and assets and give you a clear path to follow towards a fulfilling and financially secure life.
We recommend strategies which will take account of what you want out of life and the lifestyle you want to achieve. And all in a tax-efficient way.

  • Shorter term savings
  • Longer term investments
  • Mortgages
  • Life assurance
  • ISAs, pensions
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Enjoying

There are lots of conflicting priorities competing for your hard-earned cash and it’s all too easy to put off funding your retirement until a later day. We’ll help you juggle the commitments to make sure your financial plan achieves the lifestyle you want once you stop working, allowing you to enjoy your later years.

We’ll help you understand the financial consequences of unexpected events and explore ways to protect you and your family.
Whatever your needs, we’ll guide you through the options and help you put policies in place that are right for you.

  • Pension planning
  • Life after work
  • Annuity and income drawdown options
  • Security
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Preserving

It’s never too early to start thinking about how you’d like to pass on your wealth, but we also know you’ll want to be sure that your money outlives you rather than you outliving your money. We can help by putting in place strategies that will leave a tax efficient legacy to secure a bright financial future for your family, but remembering the importance of enjoying your later years.
An increasing number of people are finding they have to fund care fees for themselves or their family. These costs can be substantial which is why it’s important to plan ahead. Our advisers are specifically qualified to help you find ways to cover these costs.

  • Care fees planning
  • Inheritance tax planning
  • Passing on wealth
  • Looking after the next generation